Woofun AI reports that Australian exchange Swyftx identifies AI microbusinesses as a primary catalyst for stablecoin expansion, with lead market analyst Pav Hundal highlighting the sector's potential to reshape payment infrastructure.

Market projections indicate the global gig and freelance payments sector will reach $2.1 trillion by 2033. Within this total, AI-native workers are estimated to account for $775 billion. Swyftx’s base-case model suggests that $262 billion of this specific cohort’s volume will be settled via stablecoins, assuming a 33% adoption rate.

The demographic driving this shift consists of solo entrepreneurs, defined as firms with fewer than five employees. Currently numbering between six and 10 million globally, this group is projected to expand to 17 million over the next decade. These operators face significant friction from remittance and transaction fees, creating a structural demand for alternative settlement methods.

Institutional revenue potential is substantial, with Swyftx estimating that over-the-counter liquidity, custody, and yield services could capture $1.3 billion by 2033. This figure assumes total transaction, liquidity, and custody costs of 0.5%. Per Woofun AI, the company submitted that traditional rails exclude users in more than 50 countries and impose multiday settlement windows, whereas Ethereum layer-2 networks reduce fees by 80% to 90%, saving freelancers approximately 86% annually.

Stablecoin market capitalization has doubled over the past two years, reaching a record $1.79 trillion in volume in June, . The emergence of agentic AI further accelerates this trend, as autonomous agents cannot open bank accounts and will likely rely on crypto assets for payments.